A handyman’s work cleared the low bar for an earthquake insurance policy. See how we addressed the issues found here and how the homeowners can rely on tour retrofit to work, instead of relying only on earthquake insurance.
Michael covers incorrect hardware usage, improper installations of the correct hardware, and techniques to address special circumstances. This work was performed by another seismic specific retrofit contractor, not just a handyman.
While attempting to perform a seismic retrofit, this foundation repair contractor (not a seismic retrofit contractor) came across insulation that seemed to prevent a necessary connection from being made. Instead of maneuvering around this minor complication with simple engineering, the company left the project partially finished. This retrofit was ineffective without all connections made.
This retrofit was installed by a waterproofing company hired to waterproof a crawlspace. Michael discusses how these homeowners paid too much money for a retrofit which after an earthquake, may disqualify homeowners from compensation from their insurance company.
Another example of hardware installed by a general contractor that doesn’t quite qualify as an effective retrofit. Michael describes the math that goes into designing a retrofit and how NW Seismic will supplement the existing hardware.
Don’t pay for your retrofit twice. Click on the images below to learn why these photos are concerning for both homeowners and seismic contractors.
Although this UFP 10 is the correct hardware, its value is negated by its improper installation. The contractor who installed this particular side plate ignored the poor integrity of the foundation. As the side plate was installed, the foundation crumbled away. You can clearly see there is no screw anchor on the left, because the foundation isn't there to hold it in place. The other screw anchor won't be effective as it isn't secured within the surrounding foundation.
It is unfortunate enough that the hardware in this "retrofit" is not sufficient, but the installation of anything useful here would have been a waste. The bottom of this post is completely compromised from termite damage, making the post itself vulnerable to any light disturbance. How was this ever expected to withstand an earthquake? Sadly, the post, sill and studs behind the plywood were in that condition and a homeowner paid $22,000 for their "retrofit".
Brick is a material that will not withstand seismic activity, so anchoring to it is useless. If in another world anchoring to brick was an option, many crucial connections were still missed. The cripple was was not addressed and clips were not installed at the top plate.
A handyman provided this completely untested method of "retrofit" for a homeowner. We were told he said he, "thought it would work".
This nail was driven so far into the lumber that it cracked the veneer. The veneer is an important element for the lumber's structural integrity. Once compromised, the lumber loses shear resistance.
This is another example of an ineffective homemade retrofit technique. Just the torque of the anchors has warped the metal. How would these fare in an earthquake?
Another example of nails being hammered too far.
Although this was left as a final retrofit, there are many steps to properly retrofit this house that are missing. The cripple wall was not addressed, which is the weakest element in any house with cripple walls.This basement still needs both shear paneling and a top plate connection for a retrofit to be effective. The prescription path method for retrofitting does not acknowledge circumstances that require more than just the installation of hardware. Often the installation of hardware is just the beginning of a retrofit, not the end.
Here we see both the incorrect hardware, improperly installed, and the correct hardware, yet also improperly installed. The correct hardware (FJA) isn't even installed against the foundation, the more room left between the hardware and foundation the less effective this is. Because the UFP10 is installed crookedly, the STS screws pop out the other side of the sill plate. This will not properly anchor the house.
This house needs a new foundation. The concrete here does not have enough structural integrity to install hardware to. This homeowner was referred to us when another contractor came out and bid the job for $5000. Thankfully, upon arrival the crew knew better and did not continue with the retrofit. If you have concerns about the strength of your foundation, please be aware of contractors who do not know berrer or worse, are just eager to make the sale.
FJAs are great products for tensile (tension) resistance necessary for vertical movement. These foundation anchors are best used for hurricanes and have earned their nickname, "Hurricane Strap". They are not included in the Simpson Seismic Guide for earthquake resistance. A UFP10 has a shear resistance of 1340 DF/SP while a FJA has a shear resistance of 185 DF/SP.